Buy BlueSnap Verified Account from us
BlueSnap is a global payments company that looks at eCommerce a little differently. We are payment experts, veteran developers, technologists, and business professionals who are globally minded, customer focused, and constantly driven to find a better way.
We’re not satisfied with the status quo. We believe there is always a better way. A better way to accept payments. A better way to design the customer experience. A better way to sell globally. A better way to help businesses like yours grow. After all, isn’t that what it’s all about – becoming better every day?
Buy Verified BlueSnap Accounts – What is the difference between a purchase vs. a pre-authorization and capture?
Purchases happen nearly instantaneously. The card information and amount of the sale are sent to the payment processor, which transmits the information to the card network, and then to the issuing bank to approve the transaction and requested amount. If the transaction is authorized, then an approval code is returned to the merchant from the processor.
This process happens in real-time, meaning that within a few seconds, the transaction will be approved or denied by the card network. Pre-authorizations and captures verify that sufficient credit exists on a customer’s card before a sale is processed. Like a purchase, the transaction is processed in real time, and an approval code is provided to the merchant for the desired amount.
While the funds are not immediately debited from the cardholder, the amount is frozen and subtracted from the cardholder’s credit limit. The merchant is guaranteed those funds for up to 7 days and must submit a capture request to complete the sale. While captures can be completed up to 30 days after the original pre-authorization, funds are only guaranteed only for the first 7 days. As a two-step process, pre-authorization and capture offer added protection against fraud and chargebacks.
Buy BlueSnap Accounts – What is an acquiring bank vs. an issuing bank?
The acquiring lender bank, or acquirer, acquires the transaction on behalf of the merchant. The issuing bank, or issuer, serves the customer. It issues credit and manages the cardholder’s funds. These terms apply to where the banks lie within a transaction process. One bank may serve as an acquirer for one transaction, and then as an issuer for a different transaction.
Buy BlueSnap Verified Account – What is a credit card authorization form?
A credit card authorization form is a document granting a merchant permission to charge a cardholder for recurring payments over a period of time. This form is helpful for protecting merchants against chargebacks, as it serves as proof that the cardholder has agreed to a specific number of recurring payments.
Buy Verified BlueSnap Account – What’s the difference between traditional payment routing and Intelligent Payment Routing?
Traditional payment routing is a static process that connects to a single, regional acquiring bank. Even larger businesses that have access to multiple acquiring banks are limited by traditional payment routing as it always follows the same logic for every transaction.
This can result in a higher number of declines. Smart or Intelligent Payment Routing addresses these issues by identifying the most efficient route between available banks. It sends transactions for approval in the most optimal manner based on selected parameters. It is an essential payment processing feature for any business.
How does Intelligent Payment Routing work?
As soon as a customer submits payment, after going through fraud checks, a payment service provider with Intelligent Payment Routing will consider all the transaction’s applicable criteria. The technology will instantly determine which acquiring bank has the highest possible success rate and will route the transaction appropriately.
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